Revolving Consumer Credit
billions of dollars, year-end · FRED REVOLSL
$1,351B2026 thru May
+2% since 2025
$1,324B then
Student Loan Debt
billions of dollars, year-end · 2023–2024 · FRED SLOAS
$1,777B2024
+3% since 2023
$1,729B then
Personal Saving Rate
percent of disposable income · FRED PSAVERT
3.4%2026 thru May
−1.2 pts since 2025
4.6% then
Household Debt Service Ratio
percent of disposable income · FRED TDSP
11.2%2026 thru Dec
+0.0 pts since 2025
11.2% then
122.6%2026 thru Dec
+1.9 pts since 2025
120.7% then
3.64%2026 thru Jun
−0.6 pts since 2025
4.21% then
6.34%2026 thru Jul
−0.3 pts since 2025
6.60% then
Stock Market (NASDAQ)
index, annual average of daily closes · FRED NASDAQCOM
24,4592026 thru Jul
+19% since 2025
20,502 then