Revolving Consumer Credit
billions of dollars, year-end · FRED REVOLSL
$1,351B2026 thru May
+41% since 2016 $960B then
COVID-19 pandemic (2020) ’20
Student Loan Debt
billions of dollars, year-end · 2016–2024 · FRED SLOAS
$1,777B2024
+26% since 2016 $1,405B then
COVID-19 pandemic (2020) ’20
Personal Saving Rate
percent of disposable income · FRED PSAVERT
3.4%2026 thru May
−2.0 pts since 2016 5.4% then
COVID-19 pandemic (2020) ’20
Household Debt Service Ratio
percent of disposable income · FRED TDSP
11.2%2026 thru Dec
−0.6 pts since 2016 11.8% then
COVID-19 pandemic (2020) ’20
122.6%2026 thru Dec
+19 pts since 2016 104.0% then
COVID-19 pandemic (2020) ’20
3.64%2026 thru Jun
+3.2 pts since 2016 0.40% then
COVID-19 pandemic (2020) ’20
6.34%2026 thru Jul
+2.7 pts since 2016 3.65% then
COVID-19 pandemic (2020) ’20
Stock Market (NASDAQ)
index, annual average of daily closes · FRED NASDAQCOM
24,4592026 thru Jul
+390% since 2016 4,988 then
COVID-19 pandemic (2020) ’20